Back-to-back Loan is secured by Time Deposit (TD) or unencumbered Savings Deposit.

The amount of loan shall in no case exceed ninety percent (90%) of the member-borrower's unencumbered Time Deposit (TD) or unencumbered Saving Deposit.

The loan is extempted from co-makers and is generally released on the same day that the loan is filed, subject to the availability of funds.

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