SMTCDC DEPOSIT PRODUCTS
Invest on the present. Save for the future.
Life's greatest moments come from dreams, big or small.
So invest now and save for the future...

Regular Savings
1. REGULAR SAVINGS
An account given to all regular members of SMTCDC.
A minimum average daily balance to earn interest is 2,500.00 (P2,000.00 - share capital & P500.00 - savings)Regular Savings lets you avail of the services and benefits rendered by SMTCDC.
 

Power Savings
2. POWER SAVINGS DEPOSITS
Power Savings is a deposit account with graduated rates of interest wherein the deposit earns higher interest as the balance increases. Open for all Regular Members of SMTCDC.
The minimum amount required for opening the account shall be P100.00 to be deducted from the loan proceeds and maintaining balance must be P500.00.
 

Associate Savings
3. ASSOCIATE SAVINGS
This is liquid savings account with no contractual maturity
This is open to those who wish to deposit their money with the cooperative as an associate member.
To open an account. P100 needs to be immediately deposited and the depositor must have one share of share capital.
 
Tipid Savings

4. TIPID SAVINGS
Tipid savings lets your teens and even pre-teens kids learn the value of saving money with a minimum opening and maintaining balance of P100.00 (P50.00 - share capital & P50.00 - savings)

 
Peramihan
5. PERA-MIHAN SAVINGS
Pera-mihan is a higher-yielding term savings plan, where depositors can choose his desired savings maturity and term deposit.
It may be opened as an individual account, parental account, joint account or corporate/group account.
 
Time Deposit
6. TIME DEPOSITS
Time deposits are ideal for members looking to build savings over an extended period of time. It is a specified amount of money, placed on deposit for a specified length of time and interest rate in which the minimum amount to open a Time Deposit Account is P1,000.00.

...with the help of SMTCDC Deposit Products your dreams will come true.

 

 

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